ClearAnalyserGuide
Practical explanations of return, dividend and risk when investing on DEGIRO.
TWR vs MWRR: time-weighted or money-weighted return?
Time-weighted vs money-weighted return: why TWR and MWRR often differ, why DEGIRO shows neither, and which one you need, with real ETF prices.
DEGIRO price alerts: get an email when your target price is hit
DEGIRO has no price alerts, in the app or the web trader. Here's how to get notified at your stop and target price anyway, in Chrome or by email.
Buying the dip on DEGIRO: set an alert at your entry price
Want to buy a stock once it gets cheaper? Set your entry levels on DEGIRO in advance and get notified, without checking the price every day.
Risk/reward and position size for your DEGIRO shares
How many shares do you buy if you want to risk at most 1% of your portfolio? How to calculate risk/reward and position size, with a worked example.
Stop loss or price alert on DEGIRO? How to avoid being stopped out
A stop loss on DEGIRO sells automatically, even in a temporary dip. A price alert leaves the decision to you. When to use which, and how to combine both.
Turbos on DEGIRO: get warned before your knock-out level is hit
When the underlying hits your turbo's knock-out level, the turbo ends immediately. How to get an alert before that happens, even away from your screen.
Forfaitair rendement and fictief rendement in Dutch Box 3 tax: the difference
Forfaitair and fictief rendement (Dutch deemed return) are often confused, but the 2017 VBI rule means something else. With the 2026 and 2027 figures.
Dividend CAGR: measuring how fast a dividend actually grows
A high dividend yield says nothing about the future. Dividend CAGR shows whether a payout is structurally growing — and warns you when it is not.
Dividend tax on DEGIRO: how much do you keep net?
DEGIRO withholds tax on dividends. How much you get back depends on the stock's country and whether you have registered an exemption.
Portfolio turnover: does frequent trading cost you return?
Turnover ratio shows how much of your portfolio you replace each year. Here's how to calculate it, and why a high number is often a warning sign.
Which stocks drive your DEGIRO portfolio's return? Contribution per position
The highest percentage return isn't always the biggest driver of your DEGIRO portfolio. Here's how to calculate the real return contribution per position.
Compounding your wealth: a Box 3-aware growth simulation
Box 3 tax isn't a one-off cost — it's a yearly charge that eats into compounding just like fees do. Here's how to work out its long-term impact.
Alpha, beta and R² of your DEGIRO portfolio: are you really beating the market?
A high beta can look like skill, but proves nothing. Here's how to calculate alpha, beta and R² for your DEGIRO portfolio against a benchmark you choose.
ETF overlap and concentration in your DEGIRO portfolio: your true exposure per company
Ten ETFs on DEGIRO can feel diversified, but the same stock often turns up in several. Here's how to calculate your true concentration per company.
Maximum drawdown and Sortino ratio of your DEGIRO portfolio: downside risk explained
Average return says nothing about how deep or how long your DEGIRO portfolio was underwater. Here's how to read drawdown, Sortino ratio and Value at Risk.
Is my DEGIRO portfolio beating the S&P 500 or MSCI World?
Comparing your DEGIRO return to the S&P 500 or MSCI World? A fair comparison accounts for when you deposited money. Here's how to do it.
Dutch Box 3 tax and investing: what it means for your return in 2026
The Box 3 figures for 2026 in one place: the tax-free allowance, deemed return and rate — with a worked example for an investment portfolio.
Exporting a DEGIRO CSV: how-to and why it's error-prone
How to download your DEGIRO transaction history as a CSV — and why stock splits, partial sales and currencies often still go wrong when processed by hand.
DEGIRO dividend overview: your dividend forecast (PADI) explained
DEGIRO shows dividends received, not what to expect over the next 12 months. How a dividend forecast (PADI) works, and how it differs from Yield on Cost.
DEGIRO annual statement: data needed for your Dutch tax return
For your Dutch tax return, your portfolio value on 1 January is what counts. Where to find it at DEGIRO, and a common mistake that can cost you money.
DEGIRO cost overview: what is cost drag?
Transaction costs, currency surcharges and fund costs (TER) look small but add up over the years. Here's how to calculate the true impact of cost drag.
Calculating your DEGIRO return: MWRR and CAGR explained
Why simple return calculations on DEGIRO mislead you as soon as you deposit money along the way, and how MWRR and CAGR reveal your true return.
Risk and diversification of your DEGIRO portfolio: beta and volatility explained
Return without risk is only half the story. Here's how to read your DEGIRO portfolio's beta and volatility, and why equal return doesn't mean equal risk.
Looking up a past portfolio value: how portfolio time travel works
What was your DEGIRO portfolio worth on a specific date in the past? Why a CSV export can't simply answer that, and how you calculate it properly.
Rebalancing your DEGIRO portfolio: how much to buy to restore your target allocation?
Your stocks outgrew your bonds and your split no longer adds up. Here's how to calculate how much to buy on DEGIRO to restore your target allocation.
Regretting a sale? Calculate what holding on would have earned you
A sold position disappears from your overview — and with it, the answer to whether selling was wise. Here's how to make that comparison anyway.